John Jay Willoughby
Active candidates for State Auditor
Republican
Democrat
Willoughby, 63 as of Election Day, transitioned to working in the insurance industry after a 20-year career in law enforcement. He sells home, auto and life insurance through Willoughby Insurance Services in Helena and also founded Bad Boy Bail Bonds.
Willoughby Montana’s top auditor should be someone “who has actually worked in the insurance industry,” Willoughby said, adding he’d like to put a stop to politicians “using the office for their own political gain.”
Willoughby has worked in the insurance industry for 25 years and dubs himself as “the consumers’ voice in the insurance industry.” He said aggressively soliciting more insurance providers will help Montanans find more affordable coverage options.
“I have prided myself in my service to the public and providing solutions to everyday problems people encounter,” he said.
This biography is based on Willoughby’s response to MTFP’s questionnaire, information on his business websites and media coverage of the state auditor race.
ON THE ISSUES
Answers here were solicited from candidates via a written questionnaire conducted by MTFP in April 2024. Responses were limited to 1,000 characters and edited lightly for punctuation and spelling. Candidates were asked to focus on the positives their service would bring the state instead of making rhetorical attacks on their opponents. Responses have not been exhaustively fact-checked.
I will prioritize the huge rate increases in home and auto insurance as well as all types of insurance the current commissioner has allowed. I'll work hard to bring more insurance carriers to the state in an effort to create competition to help curb these rate increases.
We will incorporate a Fairness in Rate Increase Information Act whether through administrative rule or legislation that requires insurance carriers to inform their clients anytime they have a rate increase over 10% in any given year.
Consumer protection and awareness will be a key priority. We will be informing the public on current trends in fraud and deceptive practices that are taking place not only in Montana but nationwide. We will educate the public in email phishing scams, phone scams and other means being used to take advantage of Montana consumers.
We will aggressively investigate fraud cases and prosecute bad actors to the fullest extent of the law.
We need to actively and aggressively solicit more carriers to come and want to do business in Montana. This will not be an easy task based on the current state of the insurance industry but it will be essential in securing coverage for Montanans across the state.
The auditor’s office will also become a resource for providing consumers information on how they can better protect their homes through proper wildfire mitigation. I believe if we can prove to insurance carriers that our citizens know how to help protect their property we can find common ground to make coverage more affordable and available to all.
I'm 63 years old. I am not and never will be a politician and can promise the voters I have NO INTENTION OF PURSUING ANY OTHER OFFICE. I'm here to put a stop to that trend.
MTFP COVERAGE OF Willoughby
CAMPAIGN FINANCE
Election outcomes
| Candidate | Votes | Percentage |
|---|---|---|
| JAMES BROWN | 113,284 | |
| JOHN JAY WILLOUGHBY | 49,521 |
COMMON VOTING QUESTIONS
When are Montana’s 2024 elections?
Voters picked party nominees for the November general election in the June 4 primary. The November General Election that will decide the ultimate winner in each race is set for Tuesday, Nov. 5.
Who runs Montana’s elections?
Montana elections are administered at the county level. The process is overseen by county clerks and election administrators, who help to train and monitor the volunteer election judges that staff the polls. Ballots are typically processed and counted at central county locations, with the results reported to the Montana secretary of state’s office via a statewide software system called ElectMT.
Once polls close, the secretary of state’s office provides results through its website. The state-level office also provides guidance to local election administrators to ensure compliance with state election laws. Additionally, enforcing compliance with some laws governing political campaigns, particularly those involving campaign finance, falls to a separate office known as the Commissioner of Political Practices.
Do I need to be registered in order to vote?
Yes. If you’re unsure about your registration status, you can check it through the Montana secretary of state's My Voter Page. You can register to vote by stopping by your county election office any time during regular business hours to pick up an application. After you’ve filled it out, you’ll need to get it back to your county election office by mail or in person (the latter option is strongly recommended close to Election Day to ensure your application is received in time). If you do present your application in person, you’ll have to provide a photo ID or the last four digits of your Social Security number. If you happen to be applying for a Montana driver’s license or identification card before the election, you can register to vote at the same time.
Can I register to vote on Election Day?
Yes. The state Legislature has sought to enact an earlier registration deadline, but under a March 2024 ruling by the Montana Supreme Court, same-day voter registration remains legal in Montana. Residents can register to vote or update their voter registration at their county’s election office prior to 8 p.m. on Election Day.
Does Montana have voter ID requirements?
Yes, you will be required to present identification when voting at the polls. However, under the Montana Supreme Court’s March ruling, changes made to those requirements by the 2021 Legislature remain blocked. The current forms of identification voters can use at the polls are a current Montana driver’s license, state-issued photo ID, tribal or military photo ID, a U.S. passport or a student ID. If you don’t have a photo ID, you can use a utility bill, a bank statement, a voter confirmation card or any other government document that shows your name and address.
Are there situations where I wouldn't be eligible to vote?
According to state law, you can't vote if you'll be under age 18 on Election Day, are not a U.S. citizen, or have lived in Montana less than 30 days. Convicted felons who are currently incarcerated in a penal facility and people whom judges have ruled to be of "unsound mind" are also ineligible to vote. Otherwise, you're good to go.
Can I vote online?
No, that’s not an option in Montana.
Can I vote by mail?
Yes, you can sign up as an absentee voter by checking a box on your voter registration form. If you’re already registered to vote, you can fill out a separate form and submit it to your county election office.
If you’re registered as an absentee voter, a ballot should be mailed to you a few weeks in advance of each election day. You can make sure your address is current via the My Voter page. County election officials are slated to mail ballots to voters for the November 2024 General Election Oct. 11.
You can return ballots by mail, or drop them off in person at your county’s election office. Either way, the election office must receive your ballot by 8 p.m. on Election Day in order to count it.
How do I vote in person?
If you plan to vote at the polls, just be sure you know where your polling location is and head there between 7 a.m. and 8 p.m. on Election Day. You'll need to provide a photo ID or other accepted form of identification and sign the precinct register, at which point you’ll get your ballot and be directed to a voting booth. If you have any technical questions or run into any problems, the election judges at your polling place should be able to help you.
I have a friend or family member who isn't able to drop off his or her mail-in ballot. Can I do it for them?
Yes, you can. The Montana Legislature did make some changes to ballot collection laws in 2021 related to paid ballot collection, but those changes have also been blocked by the Montana Supreme Court.
Who should I vote for?
That’s your call, not ours. We hope the information we present on this guide is helpful as you make that decision for yourself, though.
About this project
This guide was produced by the Montana Free Press newsroom with production by Eric Dietrich, web development by Eric Dietrich and Jacob Olness, editing by Brad Tyer and Nick Ehli and contributions from Arren Kimbel-Sannit, Mara Silvers, Alex Sakariassen, Amanda Eggert and Stephanie Farmer. Questionnaire responses for legislatiive candidates were collected with help from the Montana League of Women Voters, through the league's Vote 411 program. Contact Eric Dietrich with questions, corrections or suggestions at edietrich@montanafreepress.org.
Montana Free Press is a nonpartisan 501(c)(3) nonprofit, reader-supported news organization serving Montana. MTFP's donor base includes supporters from across Montana's political spectrum, including some Montanans who are candidates in this year's election. MTFP's major donors are listed here and a current list of other supporters is available here. MTFP's news judgments are made entirely independently from donor involvement.
This material is available for republication by other media outlets under Montana Free Press' standard distribution terms.